Getting started

Welcome to doyoursavings.blogspot.com where you will be getting tips which are practical for you to practice on daily basis. I also would like to congratulate you for making a wise decision to start saving for yourself and for your future.

Before I start giving out the tips for you, I strongly encourage you to do 3 things for yourself as you need these for the long run.

List

1. Get a petty cash box that came with a lock. Do ensure the key to the lock is not with you as you have the tendency to take out the money very often. Put it somewhere or get one of your trusted family members to keep the key from you.
2. Get an empty book or prepare an excel worksheet. This is for record purposes. In your record you should have date, amount. Prepare it in such a way that looks like a calender. In the table do ensure you have a space to jot down the total for that month.
3. This is the most important thing. Discipline. You must discipline yourself to practice all the practical tips given to you. That also include putting your money to the petty cash box and record keeping. By doing so, you actually cultivate a good habit for yourself. If you don't discipline yourself, you won't be able to reach your financial goals such as buying a house or car.

Once you have all the necessary things in place for you, now you have to wait for the first tip which will be given to you. Do check it out soon.

Regards,
Sam Salleh